Banisatya WealthTax planning & Section 80C investments
Save tax without buying products you don't need. ELSS, PPF, NPS, insurance and more — sequenced so tax saving and wealth building work together, not against each other.
Section 80C allows up to ₹1.5 lakh in annual deductions across ELSS mutual funds (3-year lock-in, market-linked), PPF (15-year, guaranteed), life insurance premiums, EPF and others. ELSS has the shortest lock-in of the investment options; the right mix depends on your risk profile and existing commitments — that's what the consultation works out.
How we help
ELSS fund selection
Tax-saving mutual funds with a 3-year lock-in — selected from our AMC partners on consistency, not last year's chart.
The full 80C picture
EPF, insurance premiums and tuition already use part of your limit — we plan around what's already committed.
80D, NPS & more
Health insurance (80D), NPS additional deduction (80CCD-1B), and other sections most filers leave unused.
March-panic prevention
A monthly plan from April, instead of a lump-sum scramble in March — better prices, better decisions.
Capital gains awareness
Holding periods and harvesting planned so redemptions don't create avoidable tax.
Works with your CA
We coordinate with your tax filer so investments and filings tell the same story.
How it works
Free consultation
A 30-minute conversation — in person at Poddar Court, on a call, or on WhatsApp — to understand your goals, income, existing investments and risk comfort.
A written, goal-based plan
We map each goal to specific instruments and amounts, explain why each is suggested, and show illustrative projections — nothing is guaranteed, and we say so.
Regular reviews, lifetime support
Portfolio reviews on a fixed cadence, rebalancing suggestions when life or markets change, and quick claim/paperwork assistance whenever you need it.
Frequently asked
Does Banisatya Wealth help with tax-saving investments?
Yes — we advise on tax-saving instruments such as ELSS mutual funds under Section 80C as part of the Tax Planning service.
Which is better for tax saving: ELSS or PPF?
They suit different needs: ELSS is market-linked with a 3-year lock-in and higher growth potential; PPF is government-guaranteed with a 15-year tenure. Many portfolios use both — the right split depends on your risk comfort and horizon.
Let's grow wealth together.
Book a free consultation to discuss your goals — mutual funds, insurance, tax, retirement and more. No fees, no obligation.
Book a Free Consultation →Or call / WhatsApp +91 94330 87080 · Poddar Court, Kolkata